@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');

:root{--navy:#102b43;--blue:#244d6b;--blue2:#416b87;--ink:#172b3a;--muted:#617181;--paper:#f5f7f8;--line:#dce4e9;--white:#fff;--gold:#b6a17a;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}.wrap{width:min(var(--max),calc(100% - 48px));margin:auto}.topbar{height:78px;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);display:flex;align-items:center;position:sticky;top:0;z-index:10;backdrop-filter:blur(14px)}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-family:Manrope,sans-serif;font-size:22px;letter-spacing:.22em;font-weight:800;color:var(--navy)}.brand{display:inline-flex;align-items:center;gap:13px}.brand-logo{display:block;width:44px;height:44px;flex:none}.brand small{display:block;font-family:'DM Sans',sans-serif;font-size:8px;letter-spacing:.24em;color:var(--blue2);font-weight:600;margin-top:-3px}.links{display:flex;align-items:center;gap:25px;font-size:12px;color:#536575}.links a:hover,.footer a:hover{color:var(--gold)}.nav-cta{border:1px solid #9aabb8;padding:9px 15px;letter-spacing:.08em;font-size:10px;text-transform:uppercase}.hero{background:linear-gradient(115deg,#102b43 0%,#1b405d 58%,#345e78 100%);color:#fff;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;width:620px;height:620px;border:1px solid rgba(255,255,255,.13);border-radius:50%;right:-110px;top:-270px;box-shadow:0 0 0 48px rgba(255,255,255,.025),0 0 0 98px rgba(255,255,255,.02)}.hero-inner{padding:112px 0 104px;position:relative;z-index:1;max-width:790px}.eyebrow{font-size:10px;letter-spacing:.24em;text-transform:uppercase;color:#c5d5df;font-weight:700}.hero h1{font-family:Manrope,sans-serif;font-size:clamp(42px,7vw,76px);line-height:1.06;letter-spacing:-.045em;font-weight:600;margin:23px 0 20px}.hero h1 span{color:#c3d2dc}.hero p{max-width:620px;color:#d5e0e7;font-size:17px;line-height:1.8}.hero-actions{display:flex;gap:14px;align-items:center;margin-top:36px;flex-wrap:wrap}.button{display:inline-block;padding:13px 19px;background:#f4f6f7;color:var(--navy);font-size:10px;letter-spacing:.13em;text-transform:uppercase;font-weight:700}.button-outline{border:1px solid rgba(255,255,255,.45);color:#fff;background:transparent}.hero-note{font-size:10px;color:#aebfca;margin-top:34px;letter-spacing:.05em}.section{padding:88px 0}.section-white{background:#fff}.section-dark{background:#122e46;color:#fff}.section-head{max-width:690px;margin-bottom:42px}.kicker{font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--blue2);font-weight:700}.section-dark .kicker{color:#b9cbd7}.section h2{font-family:Manrope,sans-serif;font-weight:600;letter-spacing:-.035em;font-size:clamp(29px,4vw,43px);line-height:1.2;margin:13px 0 15px}.lead{font-size:17px;color:var(--muted);line-height:1.8}.section-dark .lead{color:#d0dce4}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.tile{background:#fff;border:1px solid var(--line);padding:28px;min-height:220px}.tile .num{font-family:Manrope,sans-serif;color:var(--gold);font-size:12px;letter-spacing:.12em}.tile h3{font-family:Manrope,sans-serif;font-size:18px;margin:17px 0 9px;color:var(--navy)}.tile p{color:var(--muted);font-size:13px;margin:0}.section-dark .tile{background:rgba(255,255,255,.055);border-color:rgba(255,255,255,.15)}.section-dark .tile h3{color:#fff}.section-dark .tile p{color:#c1d0da}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.statement{border-left:2px solid var(--gold);padding:8px 0 8px 27px;font-family:Manrope,sans-serif;font-size:23px;line-height:1.5;color:var(--navy)}.list{padding:0;margin:22px 0 0;list-style:none}.list li{padding:13px 0;border-bottom:1px solid var(--line);font-size:14px;color:var(--muted)}.list li:before{content:"—";color:var(--gold);margin-right:12px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid rgba(255,255,255,.24)}.step{padding:24px 20px 0 0}.step strong{display:block;font-family:Manrope,sans-serif;color:#c5d5df;font-size:12px;letter-spacing:.12em}.step h3{font-size:16px;margin:14px 0 8px}.step p{font-size:12px;color:#c1d0da}.notice{background:#edf1f3;border:1px solid var(--line);padding:24px 28px;font-size:13px;color:#536575}.footer{background:#0d2437;color:#c6d2db;padding:42px 0}.footer-inner{display:flex;justify-content:space-between;gap:25px;align-items:flex-end}.footer .brand{color:#fff}.footer p{font-size:11px;color:#aabac5;margin:12px 0 0}.footer-links{display:flex;gap:20px;flex-wrap:wrap;font-size:11px}.legal{padding:72px 0 100px;background:#fff;min-height:75vh}.legal article{max-width:820px}.legal h1{font-family:Manrope,sans-serif;font-size:42px;line-height:1.15;color:var(--navy);letter-spacing:-.04em}.legal h2{font-family:Manrope,sans-serif;font-size:20px;color:var(--navy);margin:35px 0 8px}.legal p,.legal li{font-size:14px;color:#526575}.legal .updated{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#8a9aa6}.back{display:inline-block;margin-top:30px;color:var(--blue2);font-size:12px;border-bottom:1px solid #aab9c4;padding-bottom:4px}
@media(max-width:820px){.links{gap:13px}.links a:not(.nav-cta){display:none}.hero-inner{padding:84px 0}.grid3{grid-template-columns:1fr}.split{grid-template-columns:1fr;gap:30px}.steps{grid-template-columns:1fr 1fr;row-gap:22px}.section{padding:66px 0}.footer-inner{align-items:flex-start;flex-direction:column}}
@media(max-width:480px){.wrap{width:min(var(--max),calc(100% - 32px))}.topbar{height:68px}.hero h1{font-size:43px}.hero p{font-size:15px}.steps{grid-template-columns:1fr}.legal h1{font-size:34px}}